Approach by GRM and independent cooperation partners

Risk assessment

GRM-policy service

This is the beginning of our cooperation. We check whether there are any risks to property, persons, transport, assets or third-party liability. The aim is to detect any gaps in coverage and to close these if possible

Inventory analysis

GRM-policy service

Then we’ll analyse your existing insurance cover. Are there any risks that are not protected against? Have risks been doubly insured or overinsured? We check the cost efficiency, look for ways to optimise the extent of coverage and contract clauses.

Market comparison

GRM-policy service

All existing and newly requested insurances will be compared independently in the market. Who offers the best cost-benefit ratio for your requirements? Our professional experts check and compare the wide range of offers in the Austrian market.


GRM-policy service

Based on the market comparison, we'll draw up your personal insurance concept. Customised to your life situation, requirements and objectives.


GRM-annual support

In a personal meeting we'll determine your new insurance cover and discuss further steps. You make the decision which measures are to be implemented. The independent insurance brokers, in cooperation with the team from GRM, check the incoming offers and policies and undertake complete contract management.


GRM-annual support

We take care of ongoing contract management with scheduling of deadlines and dates, provide advice and support for claim settlement and inform you of any important news. Your benefit: You have contact persons available locally for all questions, who will take care of all your insurance matters.

Premium customer protection

GRM-Premium-customer protection

  • 3,000 euro exclusive insurance cover
  • Premium-Helpline
  • g&o-special products